Increase Fee income with Equipment Leasing

First National Capital Plus+, a division of First National Capital Corporation – brings competitive, flexible capital and operating leasing solutions to Local, Regional and National Banks (within their Business Banking Groups), Specialty and ABL Lending Divisions and more.

From investment grade quality credits to more challenged situations across a wide variety of industries, First National has the reach to create solutions that broaden access to capital in all phases of the business cycle.

Why Banks Need Us:

A Lead-In PRODUCT

A new, Lead-In Product (Equipment Leasing) to onboard new customers that bring new product and fee opportunity

MONETIZING CUSTOMERS

Monetize existing bank customers already leasing elsewhere–including your competition

EXPANDED CREDIT REACH

Expand your credit reach to opportunities that may live outside of your current risk parameters without the regulatory hurdles or portfolio management concerns

NEW PRODUCT OFFERING

Develop new product capabilities without the cost infrastructure, liquidity burden or balance sheet usage while adding fee income.

DEFEND AGAINST COMPETITION

Fend off competitors that use equipment financing as an entry point to your customers.

PRESERVE DEPOSITS

Help your customers preserve cash and their deposit levels

EXPERT SUPPORT

Immediate access and representation of industry experts–from back office to senior management–with strong leasing backgrounds that work everyday as an extension of your sales teams with the combinesd goal of growing share of wallet.

INCREASED RM COMPENSATION

Generate additional compensation for Bank RM’s via: (i) an incentivized referral program and (ii) participation on overall GM on referred funded transactions.

NO ADDITIONAL RISK

No regulatory issues to your bank
and all the benefits of operating leasing with no residual or asset risk

Submitting Your Deal

Identify the equipment leasing opportunity and collect the equipment and financial information

Engage your First National contact and develop your proposal

Close the deal, add value to customer relationships and collect your fee